Don’t pay frontier prices for grunt work.
Boilerplate, plan, and search don’t need a frontier bill. Cheap models do that work so you can spend the good ones where it counts — after trial, on the same project. Seven-day trial on the cheap catalog, no card. Then a credit pack or monthly.
The bill is the product you didn’t pick
A lot of AI coding tools default you onto one model family and a premium setting. Boilerplate, refactors, search, and “what files should we touch?” all ride the same meter. The invoice is opaque. You find out after the month closes.
That is not “Cursor is bad software.” It is Cursor-as-a-bill: one default, frontier rates for grunt work, hard to see what a task cost while you are in it.
Raw model routers are the other miss. A list of APIs is not a workbench. You still need plan, build, preview, and a wallet you can read.
What the seven-day trial actually is
Register with no card. You get seven days on the cheap catalog and a daily cap. Ollama is allowed. Frontier models are not. Coding-agent CLIs are off until you pay.
When the clock ends, AI stops. Your project stays. You pick a credit pack or monthly (monthly recommended). Both unlock the paid catalog on the same workbench. Amounts are at checkout — we do not invent prices here.
Mix-model — cheap for grunt work, good models when the task is actually hard — is after you pay, same project. Never day one.
See it in action
A task on the workbench — then the bill. Cheap catalog on trial, spend you can see.
How to use the workbench
A walkthrough on a real project — what it does, and how you use it. Same first hour as the trial: one project, cheap catalog, then Billing.
What a run looks like on the bill
We do not invent dollar amounts here. Amounts live on Finances after a run, and at checkout. The numbered path is the product:
1. Register — seven days, no card, cheap catalog. Grunt work (plan, boilerplate, search) stays on that catalog.
2. Run one task. Open Billing. That run has a cost line, not a mystery month.
3. After trial, pack or monthly unlocks the full catalog. Spend a good model only when the task is actually hard — same project.
A premium-default IDE bills step 1 like step 3. That is the whole story. When we have a measured cheap-vs-frontier pair from Finances, it goes here — not a made-up $.
Right model for the step
Trial is the cheap catalog
Seven days, no card, daily cap. Not frontier on day one. Not free forever.
Mix models after you pay
Pack or monthly unlocks the full catalog. Same workbench. Right model for the step.
Spend you can see
Wallet meters after you pay. See cost instead of an opaque invoice.
Questions people actually ask
Do I need a card to start?
No. The seven-day trial is no card. After trial, pack or monthly — that is when you pay.
Do I get Opus / frontier on day one?
No. Trial is the cheap catalog and a daily cap. Mix-model is after you pay, same project.
Can I use Ollama on trial?
Yes. Local models are allowed on trial. Details: Local LLM.
What happens to my repo if I don’t pay?
It stays. Git and export still work. AI stops when the clock ends.
Is this free forever?
No. Seven days. Then pack or monthly. Not a $0 monthly. Not unlimited AI.
Will you invent a dollar amount here?
No. Amounts are at checkout / pricing.